Scotiabank®* Gold American Express® Card
URLClick here to Apply
Short Card NameScotiabank®* Gold American Express
Run DateOn-going
Intro APRn/a
Purchase APR19.99%
Balance Transfer APR21.99%
Balance Transfer Fee1.00 % of the balance transfer amount, for each balance transfer over $ 100.00 during a period when a promotional interest rate applicable to balance transfers is in effect on your account which is lower than your regular interest rate for balance transfers.
Cash Advance APR21.99%
Cash Advance Fee$ 2.50
Annual Fee$99
Grace PeriodInterest free at least 21 days
Over Credit Limit Feen/a
Primary FeatureNew sign up offer: 15,000 Scotia Rewards bonus points with $500 in spend in the first 3 months – worth $150 in travel – (no annual fee waiver).

Earn travel rewards up to 4x faster
• Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
• Earn one point on all other eligible purchases
• Extraordinary travel benefits
• Flexible Point Redemption
• Comprehensive travel insurance
Marketing Copy• Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
• Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
• Complimentary Concierge Services
• Low price airfare alerts
• Access to Priority Pass Lounges worldwide
• Receive up to 25% off qualifying car rentals
• Travel emergency medical coverage is automatically provided for eligible persons for up to 25 consecutive days
• Redeem points for merchandise and other rewards
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
Conditions apply