| No-Fee Scotiabank Value® VISA* card | |
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| URL | Click here to Apply |
| Short Card Name | Scotiabank VISA |
| Run Date | On-going |
| Intro APR | n/a |
| Purchase APR | 16.99% |
| Balance Transfer APR | 16.99% |
| Balance Transfer Fee | 1.00 % of the balance transfer amount, for each balance transfer over $ 100.00 during a period when a promotional interest rate applicable to balance transfers is in effect on your account which is lower than your regular interest rate for balance transfers. |
| Cash Advance APR | 16.99% |
| Cash Advance Fee | $ 2.50 |
| Annual Fee | $0 |
| Grace Period | Interest free at least 21 days |
| Over Credit Limit Fee | $ 29.00**. Fee is charged on the day your balance first exceeds your credit limit and then once per statement period (charged on the first day of the statement period) if your account remains overlimit from a previous statement period. |
| Primary Feature | Save hundreds of dollars a year • 16.99% interest rate • Pay down balances faster • Simplify your monthly payments |
| Marketing Copy | • 16.99% interest rate • Interest free grace period of at least 21 days on purchases • Save hundreds of dollars a year • Pay down balances faster • Simplify your monthly payments • 20% AVIS rental card discount |