| Scotiabank Value® VISA* card | |
 | |
| URL | Click here to Apply |
| Short Card Name | Scotiabank Value |
| Run Date | On-going |
| Intro APR | N/A |
| Purchase APR | 11.99% |
| Balance Transfer APR | 11.99% |
| Balance Transfer Fee | 1.00 % of the balance transfer amount, for each balance transfer over $ 100.00 during a period when a promotional interest rate applicable to balance transfers is in effect on your account which is lower than your regular interest rate for balance transfers. |
| Cash Advance APR | 11.99% |
| Cash Advance Fee | $ 2.50 |
| Annual Fee | $29 |
| Grace Period | Interest free at least 21 days |
| Over Credit Limit Fee | N/A |
| Primary Feature | Save hundreds of dollars a year • Low 11.99% interest rate • Pay down balances faster • Simplify your monthly payments |
| Marketing Copy | • Low 11.99% interest rate • Interest free grace period of at least 21 days on purchases • Save hundreds of dollars a year • Pay down balances faster • Simplify your monthly payments • 20% AVIS rental card discount |